Creating a Home Inventory for a Safe, Organized Move

(Editor’s Note – Today we are joined by our friends from MyMove. )

Ten years ago, very few people had heard of a home inventory. Now, insurance specialists, financial experts and professional movers all recommend that every homeowner and renter have one. A home inventory can help you in several ways, by:

  • Helping you keep track of your stuff during a move
  • Providing a record of all your household goods in the event of damage from a storm, fire or other natural disaster or from theft
  • Expediting insurance claims
  • Making tax time easier with a written record of all new purchases for the past year

Benefits of a Home Inventory During a Move

Some of the biggest benefits of a home inventory are experienced during a move. Your inventory will help you keep track of all your items so you can easily compare with the inventory your mover prepares, to ensure nothing goes unaccounted for.  Then, if something winds up missing or damaged, you and your moving company will have the same reference point in discussing your claim.

How to Create a Home Inventory

If you don’t already have a home inventory, it’s easy to create one as you pack. And if you already have a home inventory, you can update it as you pack.

Here’s how to create a home inventory in four easy steps:

  1. As you pack your household items, room by room, make a complete list. Next to the item, write the price you paid for it, also known as its “replacement value.” You can do this electronically, on a PC or mobile device, or on paper. Look for a free downloadable home inventory spreadsheet listing common household items to make creating your home inventory even easier.
  1. Store any receipts you have for these items with your inventory. You can scan them for electronic storage, hire a scanning service, or simply store original receipts with a hard copy of your home inventory.
  1. Place an inventory list on each box, listing the items contained in that box. This will help you locate items easily when you unpack.
  1. If you have a paper list, create an electronic back-up before your move, since paper is easily misplaced. Also make sure to back-up your electronic copy in two ways, including online storage like Google Drive so you can access it from anywhere. Keep your home inventory updated as you add or replace items in your home, and you’ll always have a written record of all your stuff for insurance purposes or your next move.

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